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Research tends to assume a CTE‑to‑career pipeline, yet it’s not clear that all fields follow it.
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Longitudinal studies are the deep‑rooted work that yields the clearest picture of how learning unfolds over time.
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Expanding financial literacy education has improved access, but many U.S. students still struggle to apply what they know to real-world financial decisions. Bridging the gap between knowledge and application requires more real-world, scenario-based learning that helps students use what they learn to make better everyday money decisions.




